Home aspects

Close to home - planning also includes your home and may extend to the children, trusts, and maybe even financial planning in the event of separation and divorce.
Tax aspects of your home
How does taxation impact on your home? How does taxation impact on your home?
Working from home
Some people work at home; others see the home base as the perfect solution to a noisy office, endless interruptions, or a long and expensive commute. But if you are thinking of leaving the office on a permanent basis, there are a number of questions you must first consider.
Planning for you and your family
No matter what your age, personal or financial status, you will have dreams, and expectations. With the impact of the ongoing flat economy also necessitating further review, we can advise and help you plan how to make your goals a reality.
Separation and divorce
It is an unfortunate fact of modern life that many marriages do not survive. When separation, divorce or dissolution occurs, there will almost inevitably be some tax consequences.
The Universal Credit
Universal Credit (UC) will eventually replace a raft of existing benefits. The credit system is administered online and is intended to streamline the benefits system. The change is being slowly rolled out across the UK.
Child Tax Credit and Working Tax Credit
These tax credits replaced Working Families' Tax Credit, Disabled Person's Tax Credit and Children's Tax Credit and the child-related elements of Income Support and Job seeker's Allowance. These are likely to operate until 2017 for existing claimants.
Rights for working parents
Being a parent is not easy, but neither is being an employer of parents. Although the requirement to pay tax credits through the payroll to employees has now ceased, there are several forthcoming changes to employment law which are designed to help working parents, and for which employers need to start planning now.
Family trusts
A trust (settlement) arises when a person (the settlor) transfers assets to trustees, who hold the assets for the benefit of one or more persons (the beneficiaries), who will receive income and/or capital from the trust.
Giving to charity
Gift Aid is the main vehicle for tax efficient giving to charities. It applies to any donation whether large or small, regular or one-off.
Funding your children's education, a £45,000+ debt?
Every parent wants to give their children the best possible start in life - but the prospect of funding a child's education right through to university can be daunting. However, with careful planning and good advice, you can minimise those education headaches.